With a car insurance protection plan in place you will not have to worry whenever there is a minor accident or mishap which is common with any vehicle.
When in case of a mishap, you would have to act efficiently and immediately. If you do not know what is to be done it doesn’t help you and will in turn increase your anxiety. So it is important for everyone to know what is to be done is such a situation
If the mishap is minor in nature more like a bumper-to-bumper hit, you may drive over to the side of the road and part. The traffic needs to move on and you can avoid blocking the road.
It is always better to move both vehicles over to the size and clear the road to avoid other vehicles from running into you and adding to the damage. Turn on the hazard lights of both vehicles for other vehicles to see and slow down.
The next thing would be to call the police and report the accident. Incase of a minor accident the police may not arrive or respond immediately. But still you will need to report it for insurance purposes.
While waiting for the police to arrive, get down to noting the details of the other vehicle and note down the registration details, number plate, model, color and the drivers details including but not limited to his name, address, driving license number, insurance details etc.
Do not jump in to make any conclusions or accept fault of driving on your side. It is not your job and leave it to the police to decide.
Your job is over with informing the insurance company about the accident and giving them the details including the photos if possible. Then you can leave it to them to sort out the matters further.
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